# RNN 1st Gen Model Discover Financial Services Personal credit institutions

Stock predictor AI models:
79.03% successful of 62 deals
$ 130.05 Last close price
at 18-oct-2021


Model's trade recommendations 2.34% Return for period

10.67% Annual return

$24.60B Market Cap

β 1.47  


Model (following trade recommendations)


Underlying stock

S&P 500

Return for period 2.34%
52wk return 11.74%
52wk Range
Sortino ratio 1.16
Sharpe ratio 0.88
Norm. RMSE 0.66%
Downside risk 9.05%
Volatility 0.00%
  • 1.40 (1.99%) Div (Yield)
  • BUY Analysts consensus recommendation

Discover Financial Services is a direct banking and payment services company with one of the most recognized brands in U.S. financial services. Since its inception, the company has become one of the largest card issuers in the United States. The company issues the Discover card, America's cash rewards pioneer, and offer private student loans, personal loans, home equity loans, checking and savings accounts and certificates of deposit through its direct banking business. It operates the Discover Network, with millions of merchant and cash access locations; PULSE, one of the nation's leading ATM/debit networks; and Diners Club International, a global payments network with acceptance in more than 185 countries and territories.

Industry sector: Finance

Sector classification: Personal credit institutions

Deep Learning based analysis and prediction model for Discover Financial Services (DFS) stock is a 1st Generation Non-linear Autoregresive with exogenous variable(s) (NARX) model based on the Recurrent Neural Network architecture.

Model is in the production pipeline since Sept. 30, 2015.

Market data for DFS model training are being downloaded from the Quandl premium datasets on a daily basis.
Risks related to the novel coronavirus disease 2019 (COVID-19) caused by the virus named “SARS-CoV-2” are accounted for in this model in the form of the historical data coincided with outbreaks and other global events in the past used to train ML prediction model for DFS.

Model is being retrained on a daily basis.

Float 352M
P/E 11.09
Shares Outstanding 349M
% Held by Insiders 0.81%
% Held by Institutions 86.30%
EPS (last reported FY) $5.98
EPS (last reported Q) $1.82
EPS, estimated (last reported Q) $1.77
Total revenues $12 B
Net income $2 B